Life Insurance
Life insurance protects you and your family in the event of death, during the policy term. The policy provides your nomintated beneficiaries with a tax free lump sum payment which can help towards covering mortgage re-payments, bills, debts and family living expenses.
Cover amount
Our RSC advisor will discuss and understand your commitments and income to devise the most suitable cover for you.
The amount you pay in premiums, either monthly or annually will vary depending upon:
- Your age, occupation and lifestyle (e.g. health and smoker status)
- The sum assured
- The length or term of the policy
Level term
Level Term Insurance will give you the same amount of cover throughout the life of the policy and pay out that amount if you make a claim.
Decreasing term
Decreasing Term Insurance will decrease over the term, usually to match the decreasing balance on a repayment mortgage, and pay out the current amount when a valid claim is made.
Critical Illness
Provides financial help if you are
diagnosed with a critical illness
Income Protection
Provides you with a regular income
if you can't work
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
If we arrange a mortgage on a property from one of our associated new homes developers we will waive our fee, otherwise there may be a fee for mortgage advice. The actual amount you pay is dependent upon the amount of research and administration that is required and a typical fee is £395 which would become payable on application. We will also receive commission from the lender in addition to any fees you pay.
RSC New Homes Ltd, 1st Floor, Landmark House, Station Road, Cheadle Hulme, Cheshire, SK8 7BS
Telephone: 0161 486 6278
RSC New Homes Ltd Registered Address: 1st Floor, Landmark House, Station Road, Cheadle Hulme, Cheshire, SK8 7BS.
Registered in England and Wales. Company number 8415945
RSC is a trading name of RSC New Homes Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
The Financial Conduct Authority does not regulate all Buy to Let mortgages