Income Protection

Income protection is an insurance policy which provides you with a regular income if you can’t work because of illness or disability. The benefit paid is up to a maximum percentage of your earnings – often 50% or 60%, although this varies from provider to provider.

Policies pay out after you have been off work for a period of time (known as the ‘deferred period’), and will continue to pay out until you can get back to work or until the end of the policy term.

You can commonly choose a deferred period of 4, 13, 26 or 52 weeks, depending on how long you may be able to survive on any savings or how long you receive sick pay from your employer.

How much will it cost?

Your plan will be tailored to your needs and requirements and set to be an affordable amount to suit your budget. Your RSC adviser will be able to explain what is available, guide you through the options and answer your questions. You will be provided with a free personal consultation and all relevant documentation to help you make informed decisions from the recommendations.

Get in Touch

Speak to one of our dedicated team of advisors to discuss your options.

RSC New Homes Critical Illness

Critical Illness

Provides financial help if you are
diagnosed with a critical illness

RSC New Homes Life Insurance

Life Insurance

Protect yourself and your family
in the event of a death

RSC New Homes Trusts


Rest assured your assets
are distributed correctly


If we arrange a mortgage on a property from one of our associated new homes developers we will waive our fee, otherwise there may be a fee for mortgage advice. The actual amount you pay is dependent upon the amount of research and administration that is required and a typical fee is £395 which would become payable on application. We will also receive commission from the lender in addition to any fees you pay.

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RSC New Homes Ltd, Unit D, Hercules Business Park, Bird Hall Lane, Cheadle, England, SK3 0UX

Telephone: 0161 486 6278

RSC New Homes Ltd Registered Address: Unit D, Hercules Business Park, Bird Hall Lane, Cheadle, England, SK3 0UX

Registered in England and Wales. Company number 8415945

RSC is a trading name of RSC New Homes Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

The Financial Conduct Authority does not regulate all Buy to Let mortgages.